To underwrite cyber exposures, a risk profile is established and an assessment of the digital footprint is performed. Credit: ImageDesign/Adobe Stock
Cyber insurance is designed to protect individuals and businesses from internet-based risks, such as cyberattacks, data breaches and other cyber-related incidents. Once thought of as a specialized product provided by excess and surplus (E&S) or specialized carriers, cyber insurance is emerging as more mainstream as attacks have surged over the last five years. COVID-19 and open-source accelerated this trajectory.
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