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While the bulk of P&C insurance policies cover homes, automobiles and businesses, that doesn't change the fact that the insurance product is fundamentally designed to provide protection for a range of valuables and circumstances.

With unusual risks in mind, the consumer-education website LendEDU recently set out to identify and define a handful of insurance policies about which most people are probably unfamiliar. Insurance professionals may not have much call to sell these types of policies, but keeping them in one's back pocket can be valuable should a client arise with an unusual coverage need.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].