Admittedly, human-wildlife conflicts (HWC) are perils the insurance industry has largely left unconsidered, but some are optimistic that this is a risk worth exploring, the Insurance Information Institute (Triple-I) reported.

These risks are more pronounced in regions with high populations of humans and wildlife, according to Triple-I. In Kenya, for example, more than 65% of wildlife lives outside protected areas, making human-wildlife interaction inevitable for communities near these areas.

While death and injury for humans and animals alike are not uncommon outcomes of HWC, crop damage is the biggest problem.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]