Investigating deck failures. Decks offer a great option for outdoor entertaining, but they represent a significant risk to insurers based on the number and severity of injuries associated with deck failures. (Photo: Anne Kitzman/Shutterstock.com)

Wood-framed decks at homes throughout the country have become much more common in recent years. An exterior deck provides an attractive location for family gatherings and entertaining guests when weather permits. A deck can increase the value of a home, and the absence of a deck can be viewed as a detriment by potential purchasers.

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