It's been nearly 3 years since I last wrote about the E&S industry for PropertyCasualty360.com.
Back then, I tried to make an analogy between the changing dynamics in the E&S market and the gaming industry by pointing to thriving casinos in Las Vegas, which evolved beyond relying on gaming to cater to the modifying tastes of their customer base. I suggested that the 'rules' of the insurance industry house seem to be changing, and our ability to adapt will be key to our ability to thrive.
Alternately, I considered the risk profile a failed casino in Atlantic City. Financial backers had the luxury of knowing the risk inside the house, at the tables, was a lock. They knew that math would guarantee they'd win, if they got gamers to play.
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