Fine arts are always a difficult category to insure.
It covers a broad range of items including paintings, statuary, textiles, art glass and other decorative items.
However, not all decorative items are fine arts; an insured may be very attached to her collection of cat figurines, but unless the figurines were made by a known artist they are not fine arts, even if some were expensive.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
