Virtual reality (VR) seems like one of those emerging technologies with limited applicability to insurance.

Its widespread adoption may still be a few years away, and how does it relate to insurance anyway?

I've tested out a few VR headsets over the past few months and have come to realize that there is opportunity for insurance, but you wouldn't know if from the typical demos and apps. I've now driven a Le Mans race car (until I crashed), flown over and through Manhattan (until I crashed), and fired a gun in a first person shooter game (until I was killed).

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