As the weather improves, many homeowners start planning major remodeling or renovation projects. According to Statistic Brain, in the next two years 26% of homeowners plan a bathroom renovation or addition and 22% plan a kitchen renovation or addition.

I've been through five major remodeling projects, including rebuilding after Hurricane Sandy, and I'm planning a full kitchen remodel next year. I've learned a lot about the insurance coverage issues for the homeowner, the contractor and the subcontractors, and I'm sharing what I've learned.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].