Editor's note: This article first appeared on CarInsurance.com and is reprinted here with their permission. Click here for the original post.
Opting for your state's minimum liability car insurance may be fine if you only want to comply with the insurance laws required to get behind the wheel.
But you'll have to buy more coverage, higher liability limits and comprehensive and collision insurance, if you want protection from other highway risks while safeguarding all your financial assets.
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