Happy 2015! You know what that means—it's time for our annual New Year's Resolution.
Yes, singular. Long ago, after a great deal of experimentation, research and practical application, I stumbled upon the perfect number of New Year's resolutions that actually stand a chance of surviving longer than a brat on a bowl-game grill—exactly one.
With full credit given to my good friend Bill Wilson, grand high wizard of the IIABA Virtual University, my resolution for 2015 is—drum roll on the beverage cooler—insurance not a commodity.
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