A Washington appeals court, affirming a trial court's decision, has decided that a case alleging road rage did not allege an “accident” as required for coverage under either a homeowners-insurance policy or an auto-insurance policy.
The Case
Dennis Geyer and Robert Speed allegedly were involved in an altercation in which Speed suffered serious personal injuries. Washington State charged Geyer, a physician, with second degree assault with a deadly weapon. Speed's attorney sent a demand letter to Geyer seeking $650,000 to compensate Speed for his injuries. The letter described the incident as follows:
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