Editor's note: Matt Zollner is marketing manager for Arizona at Central Mutual Insurance Company

Well, I have officially been in the insurance business too long! While most people enter the holiday season excited about time off with family, tasty holiday meals and gifts under the tree, I find myself pondering the question, “What if Santa Claus needed to buy insurance?”

Not only that, but what kind of insurance would he need, and for that matter would he even qualify?

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