Medical-malpractice insurers are enjoying profitable results, even though premium volume is decreasing.

"It's a good time to be in this line of business," says Robert Allen, senior vice president of medical-professional liability for Torus. "Underlying trends have kept the line profitable, and on the underwriting side, everyone remains disciplined.

"I haven't seen any major shift in limits," he adds. "Capacity and terms have been managed."

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